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Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
ADIB : Salaried - NSTL ( Non Salary Transfer)

4.24%p.a. fixed for 3yrs

1.60%p.a. + 1 month EIBOR with a min rate of 3.10%p.a.

 80 Islamic
Key Features:

a. Age at maturity up to 70yrs available.
b. Nil Property Insurance
c. Extended fixed rate periods available on request
d. Option to consider rental of property being purchased

 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Upto 20% of outstanding each year : NIL (0.00%)
Above 20% of outstanding each year : 1% of amount to a max of AED 10,000.00
Processing Fee

0.5% of finance value plus VAT
* Nil for handover payment finance and Buyout transactions

 Early Settlement Fee

1.00% of loan outstanding with a maximum of AED 10,000.00
Valuation Fee

AED 2,625.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.025% monthly on outstanding balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
ADIB : Salaried STL (Salary Transfer)

3.99%p.a fixed for 3yrs

1.60%p.a. + 1 month EIBOR with a min rate of 3.10%p.a.

 80 Islamic
Key Features:

a. Age at maturity up to 70yrs available. 
b. Nil Property Insurance 
c. Extended fixed rate periods available on request 
d. Option to consider rental of property being purchased

 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil for settlements up to 20% of outstanding each year
1.00% of amount exceeding 20% with a maximum of AED 10,000.00
Processing Fee

Nil under current promotion

 

 Early Settlement Fee

1.00% of loan outstanding with a maximum of AED 10,000.00
Valuation Fee

AED 2,625.00 inclusive of VAT

 Salary Transfer yes
Life Insurance / Takaful

0.025% monthly on outstanding balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
ADIB : Self-Employed

4.99%p.a. fixed for 3yrs

2.25%p.a. + 1 month EIBOR with min rate of 3.10%p.a.

 80 Islamic
Key Features:

a. Age at maturity up to 70yrs available.
b. Nil Property Insurance
c. Extended fixed rate periods available on request
d. Option to consider rental of property being purchased

 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Upto 20.00% of outstanding each year : NIL (0.00%)
Above 20.00% of outstanding each year : 1.00% of amount to a max of AED 10,000.00
Processing Fee

0.50% of finance value plus VAT
* Nil for handover payment finance and Buyout transactions

 Early Settlement Fee

1.00% of loan outstanding with a maximum of AED 10,000.00
Valuation Fee

AED 2,625.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.025% monthly on outstanding balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
ADIB : Self-Employed / Salaried - Rental Backed

6.00%p.a. fixed for 1yr

2.00%p.a. + 3 month EIBOR

 70 Islamic
Key Features:

a. Competitive pricing for lease rental product
b. Lowest fee for such a product offering
c. NIL partial settlement of loan without cap
d. Finance up to 70% for Abu Dhabi and Dubai and 65% for other emirates
e. Age at maturity up to 70yrs for expats and 75yrs for UAE Nationals
f. Tenor of up to 15 years

 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil fee for partial settlement
Processing Fee

0.50% of approved finance amount + VAT

 Early Settlement Fee

1.00% of remaining finance outstanding
Valuation Fee

AED 3,000.00 for individual unit; for multiple units and building a quotation will be requested and provided by bank

 Salary Transfer no
Life Insurance / Takaful

NIL

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
Arab Bank : Salaried - NSTL / Self-Employed

Salaried : 4.15%p.a fixed for 2 yrs or 4.30%p.a fixed for 3 yrs
Self-Employed : 4.15%p.a fixed for 2 yrs or 4.30%p.a fixed for 3 yrs
Other : Additional 0.25% for Equity for salaried clients

1.99%p.a + 6month EIBOR with min of 3.75%p.a
Additional 0.50% for Self Employed clients

 80 Conventional
Key Features:

a. Quick turnaround time
b. Branch network across GCC
c. Preferred bank for GCC national
d. Free partial settlement for up to 25% of loan

 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Upto 25% of loan outstanding : Nil (0.00%)
Above 25% of loan outstanding : 1.00% to a max of AED 10,000.00
Processing Fee

0.50% of finance value

 Early Settlement Fee

1.00% of loan outstanding to a max of AED 10,000.00
Valuation Fee

AED 3,000.00 + VAT

 Salary Transfer no
Life Insurance / Takaful

0.40%p.a on monthly reducing loan balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
Arab Bank : Salaried STL - 2&3yrs

3.98%p.a. Fixed for 2yrs
4.15%p.a. Fixed for 3yrs

1.89%p.a. + 3month EIBOR with a min rate of 3.24%p.a

 80 Conventional
Key Features:

a. Excellent turnaround time
b. Presence across GCC
c. Preferred bank for GCC nationals
d. Low initial costs with low processing fee
e. Partial settlement free for upto 25%

 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Up to 25.00% of loan outstanding : Nil (0.00%)
Above 25.00% of loan outstanding 1.00% to max of AED 10,000.00
Processing Fee

0.25% of finance value but waived for buyout transactions

 Early Settlement Fee

1.00% of loan outstanding with a maximum of AED 10,000.00
Valuation Fee

AED 3,000.00 + VAT

 Salary Transfer yes
Life Insurance / Takaful

0.40%p.a on monthly reducing loan principal

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
CBD : Resident Purchase

4.49%p.a. fixed for 3 or 5 yrs

1.79%p.a. + 3 month EIBOR

 80 Conventional, Islamic
Key Features:
  • Among lowest fixed rates in market
  • No early settlement fee for up to 15% of loan outstanding
  • 50% refund on Valuation fee
  • No minimum rate after fixed rate expires
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil for up to 15.00% of Loan outstanding

1.00% of remaining up to a Maximum of AED 10,000/-
Processing Fee

0.25% of finance amount with a min. of AED 3,000.00

 Early Settlement Fee

1.00% of the outstanding loan amount with a maximum fee of AED 10,000.00
Valuation Fee

AED. 3,000.00 + VAT ( 50% refunded on loan disbursal)

 Salary Transfer no
Life Insurance / Takaful

0.0116% per month on loan outstanding on reducing balances

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
CBD : Commercial Properties

6.99%p.a fixed for 3yrs

3.00%p.a + 3 month EIBOR with a min rate of 5.49%p.a.

 70 Conventional
Key Features:

a. Up to 70% Loan to value available (LTV)
b. Low document product option with reduced LTV (up to 60%)
c. Property can be purchased in name of Individual / Company
d. Warehouses can also be financed
e. Borrowing would be in company's name only

 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

1.00% of amount being pre-settled
Processing Fee

1.00% of loan amount

 Early Settlement Fee

1.00% of the loan outstanding
Valuation Fee

AED 3,150.00 inclusive of VAT for a single unit. 

 Salary Transfer no
Life Insurance / Takaful

0.14% p.a on the loan outstanding calculated on a yearly reducing balance. 

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
CBD : Low Docs Equity - Resident

4.59% p.a fixed for 3yrs or 5yrs

1.99%p.a. + 3 month EIBOR

 65 Conventional, Islamic
Key Features:
  • Among lowest fixed rates in market
  • No early settlement fee for up to 15% of loan outstanding
  • Equity to the extent of 20% of property value in personal account
  • Maximum Equity in personal account not exceeding AED 3,000,000/-
  • Equity over 20% of property value will be a 3rd party payment
  • No minimum rate after fixed rate expires
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee
  • Nil for up to 15% of Loan outstanding
  • 1.00% of remaining up to a Maximum of AED 10,000/-
Processing Fee

1.00% of loan/finance value plus VAT

 Early Settlement Fee

1.00% of the outstanding loan amount with a maximum fee of AED 10,000/-.
Valuation Fee

AED 3150/- inclusive of VAT

 Salary Transfer
Life Insurance / Takaful

0.0116% per month on loan outstanding on reducing balances

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
CBD : Non-Resident

5.49%p.a. fixed for 3yrs

2.79%p.a. + 3 Month EIBOR

 65 Conventional, Islamic
Key Features:
  • Lowest fixed rate for Non-Residents in market
  • No early settlement fee for upto 15% of loan outstanding
  • 50% refund on Valuation fee
  • No minimum rate after fixed rate expires
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil fee for upto 15% of finance outstanding

1.00% for additional payments with a maximum of AED.10,000.00
Processing Fee

1.00% of Finance Value with a min of AED.3,000.00

 Early Settlement Fee

1.00% of Amount Paid/Settled to a Max of AED. 10,000.00
Valuation Fee

AED. 3,000.00 + Vat 

 Salary Transfer no
Life Insurance / Takaful

0.0016% charged monthly on outstanding finance value

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
CBD : Off Plan Resale

4.74%p.a. fixed for 3 yrs

Salaried : 1.94%p.a. + 3 Month EIBOR
Self-Employed : 2.04%p.a. + 3 Month EIBOR

 50 Conventional
Key Features:
  • Only product available that finances off-plan resale purchases based on the market value of the property.
  • Until handover only simple interest is charged on a monthly basis
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Upto 15% of outstanding principal each year : NIL (0.00%)
Above 15% of outstanding principal each year : 1.00% up to a max of AED 10,000.00 of amount settled
Processing Fee

1.00% of finance value + VAT

 Early Settlement Fee

1.00% of outstanding principal up to a maximum of AED 10,000/-
Valuation Fee

AED 3,150.00 per valuation
(Two valuations needed for finance of over AED 12 Million)

 Salary Transfer no
Life Insurance / Takaful

0.15%p.a. on finance value calculated on reducing balances

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
CBD : Salaried - STL ( Salary Transfer ) - Resale and Handover

3.99%p.a. fixed for 3yrs

1.79%p.a + 3 month EIBOR

 80 Conventional, Islamic
Key Features:
  • Nil fee for partial payments up to 15%
  • Good branch network and online access
  • Reasonable turnaround times
  • Low insurance insurance costs
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Upto 15% of outstanding paid in a year : Nil (0.00%)
Above 15% of outstanding paid in a year : 1.00% of partial settlement
Processing Fee

0.25% of loan / finance value + VAT

 Early Settlement Fee

1.00% of loan outstanding capped at AED 10,000.00
Valuation Fee

AED 3,150.00 + VAT

 Salary Transfer yes
Life Insurance / Takaful

0.12% p.a of loan outstanding calculated on monthly reducing balances

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
DIB : Salaried NSTL (Non Salary Transfer) / Self Employed

4.10%p.a Fixed for 3yrs

1.5% + 3-month EIBOR for Salaried
1.75% + 3-month EIBOR for Self Employed

 80 Islamic
Key Features:
  • Lowest follow-on rate post-fixed rate period
  • Quick processing times.
  • Excellent branch network and post-drawdown infrastructure
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

1.00% of amount being settled to a max of AED 10,000.00
Processing Fee

0.5% of finance amount

 Early Settlement Fee

1.00% of outstanding principal outstanding to a max of AED 10,000.00
Valuation Fee

AED 2,500.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.03% monthly on reducing finance outstanding

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
DIB : Salaried STL (Salary Transfer) / Buyout

3.95% p.a. Fixed for 3 years

1% + 3month EIBOR

 80 Islamic
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

1.00% of settlement amount to max of AED 10,000.00
Processing Fee

NIL under current promotion

 Early Settlement Fee

1.00% of principal outstanding to max of AED 10,000.00
Valuation Fee

AED 2500/- inclusive of VAT

 Salary Transfer yes
Life Insurance / Takaful

0.03% monthly on finance outstanding

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
Invest : Rental Backed

1.75% p.a + 3 month EIBOR

1.75% p.a + 3 month EIBOR

 70 Conventional
Key Features:
  • Best pricing for lease rental based product
  • Quick processing times
  • Loan amounts up to AED 55,000,000/-
  • Finance properties in all emirates
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

1.00% of amount being settled
Processing Fee

1.25% of the approved Finance amount + VAT

 Early Settlement Fee

1.00% of amount being settled if from own sources or sale of asset

2.00% of amount being settled if loan being bought out by another bank
Valuation Fee

AED 3,000.00 for individual unit; if building or multiple units, then a quotation will be obtained and shared.

 Salary Transfer no
Life Insurance / Takaful

Not Applicable

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
Mashreq : Low Docs

5.49%p.a. fixed for 2yrs

2.25%p.a. + 3month EIBOR with a min rate of 5.49%p.a.

 65 Conventional, Islamic
Key Features:

a. Highest Loan to value for this product type
b. No fee for prepaying your mortgage upto 25%
c. Quick turnaround time
d. Efficient branch network

 Fee and Charges: Other Parameters:
Pre-approval Fee 1050 Partial Settlement Fee

Upto 25% of principal outstanding : NIL (0.00%)
Above 25% of principal outstanding : 1.00% with a maximum of AED 10,000.00
Processing Fee

0.50% of finance amount

 Early Settlement Fee

1.00% of principal outstanding with maximum of AED. 10,000.00
Valuation Fee

AED. 2,650.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.165%p.a. on monthly reducing loan  / finance outstanding 

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
Mashreq : Non-Resident

5.99%p.a fixed for 2yrs

2.99%p.a. + 3month EIBOR with a min of 5.99%p.a.

 65 Conventional, Islamic
Key Features:
  • Highest loan to value offerred for Non-Residents
  • Simple documentation
  • No fee for prepaying your mortgage upto 25%
  • Quick turnaround time
  • Efficient branch network
 Fee and Charges: Other Parameters:
Pre-approval Fee 1050 Partial Settlement Fee

Upto 25% of Loan/Finance outstanding : Nil (0.00%)
Above 25% of Loan/Finance outstanding : 1.00% with a max of AED.10,000.00
Processing Fee

1.00% of Loan / Finance value

 Early Settlement Fee

1.00% of loan / finance outstanding with a maximum of AED 10,000.00
Valuation Fee

AED 2,650.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.165%p.a. on the outstanding principal on reducing balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
Mashreq : Non-Resident - Premium

5.75%p.a fixed for 2yrs

2.99%p.a. + 3 month EIBOR with a min rate of 2.99%p.a.

 65 Conventional, Islamic
Key Features:
  • Highest Loan to value available for non residents
  • No fee for prepaying your mortgage upto 25%
  • Quick turnaround time
  • Efficient branch network
  • Equity available of upto AED 500,000/- in personal account
  • Equity above AED 500,000/- only 3rd party payments
 Fee and Charges: Other Parameters:
Pre-approval Fee 1050 Partial Settlement Fee

Upto 25% of principal outstanding : Nil (0.00%)

Above 25% of principal outstanding : 1.00% with a max of AED.10,000.00
Processing Fee

1.00% of loan / finance amount

 Early Settlement Fee

1.00% of principal outstanding with max of AED 10,000.00
Valuation Fee

AED 2,650.00 inclusive of VAT

 Salary Transfer
Life Insurance / Takaful

0.165% p.a. on monthly reducing loan/finance outstanding 

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
Mashreq : Retail - Self-Employed - Standard

5.49%p.a. fixed for 2yrs

2.25%p.a. + 3month EIBOR with a min rate of 5.49%p.a.

 80 Conventional, Islamic
Key Features:
  • Finance transaction costs as mortgage rate
  • Low upfront cost.
  • No fee for prepaying your mortgage upto 25%
  • Quick turnaround time
  • Efficient branch network
 Fee and Charges: Other Parameters:
Pre-approval Fee 1000 Partial Settlement Fee

Upto 25% of the principal outstanding : Nil (0.00%)
Above 25% of the principal outstanding : 1.00% to a max of AED 10,000.00
Processing Fee

Nil Fee under current promotion

 Early Settlement Fee

1.00% of principal outstanding with a max of Aed. 10,000.00
Valuation Fee

AED 2,650.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.15% annually on the monthly reducing balance of the loan

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
Mashreq : Salaried - Premium

3.99% p.a. fixed for 2yrs

1.75% + 3month EIBOR with min rate of 3.99% p.a.

 70 Conventional
Key Features:
  • Finance transaction costs as mortgage rate
  • Low upfront cost with NIL processing fee
  • No fee for prepaying your mortgage up to 25%
  • Quick turnaround time
  • Efficient branch network
  • Minimum Loan amount of AED.5Million or Salary > AED 80,000/- transferred to mashreq bank
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Upto 25% of Loan/Finance outstanding : Nil (0.00%)

Above 25% of Loan/Finance outstanding : 1.00% for with a max of AED.10,000/-
Processing Fee

Nil under current promotion

 Early Settlement Fee

1.00% of Loan/Finance outstanding with a maximum of AED.10,000/-
Valuation Fee

AED 2,650/- inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.165% p.a charged in monthly reducing balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
Mashreq : Self-Employed / Low Docs - Premium

5.25%p.a. fixed for 2yrs

2.25%p.a. + 3month EIBOR with min rate of 3.99%p.a.

 65 Conventional
Key Features:

a. Simple Documentation
b. Low upfront costs
c. No fee for prepaying your mortgage up to 25%
d. Quick turnaround time
e. Efficient branch network
f. Minimum Loan amount of AED 5Million

 Fee and Charges: Other Parameters:
Pre-approval Fee 1050 Partial Settlement Fee

Upto 25.00% of finance outstanding : Nil (0.00%)
Above 25.00% of finance outstanding : 1.00% with a max of AED 10,000.00
Processing Fee

0.50% of finance amount + VAT

 Early Settlement Fee

1.00% of Loan/Finance outstanding with a max of AED 10,000.00
Valuation Fee

AED 2,625.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.165% p.a charged in monthly reducing balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
Mashreq Retail - Salaried

4.25%p.a. to 4.49%p.a. Fixed for 2yrs based on segment

1.75%p.a. to 1.99%p.a. + 3month EIBOR with min rate of 4.25%p.a. to 4.49%p.a.

 80 Conventional, Islamic
Key Features:
  • Finance transaction costs as mortgage rate
  • Low upfront cost with NIL processing fee
  • No fee for prepaying your mortgage upto 25%
  • Quick turnaround time
  • Efficient branch network
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil for partial settlement up to 25% of finance outstanding
1.00% for above 25% with a max of AED 10,000.00
Processing Fee

Nil for Purchase and Buyout transactions
1.00% for Equity release transactions

 Early Settlement Fee

1.00% of Loan/Finance outstanding with a maximum of AED.10,000/-
Valuation Fee

AED. 2,650.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.165% p.a charged in monthly reducing balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
RAK : Home in One - 2yrs

4.39%p.a. to 5.24%p.a. fixed for 2 years 

1.94%p.a. to 2.24%p.a. + 3month EIBOR

 80 Conventional
Key Features:
  • Best offset mortgage product.
  • Interest is calculated net-off current account balance.
  • Flexible partial settlement options after fixed rate period.
  • Good branch network and customer service levels.
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

NIL fee for up to 25% every year (after fixed period); else, 1% of the amount settled with a maximum fee of AED 10,000/-.
Processing Fee

0.50% processing fee.

 Early Settlement Fee

1.00% of the outstanding loan amount with a maximum fee of AED 10,000/-.
Valuation Fee

AED. 3,000.00 + VAT

 Salary Transfer no
Life Insurance / Takaful

0.024% per month on loan outstanding on reducing balances

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
RAK : Low Docs 2yrs Fixed

4.74%p.a fixed for 2 yrs

1.99%p.a. + 3 month EIBOR

 60 Conventional, Islamic
Key Features:
  • Flexible partial settlement options after fixed rate period.
  • Good branch network and customer service levels.
  • Efficient process and quick TAT
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

1% of the amount settled with a maximum fee of AED 10,000/-.
Processing Fee

1.00% of finance amount plus VAT

 Early Settlement Fee

1.00% of the amount settled with a maximum fee of AED 10,000/-.
Valuation Fee

AED. 3,000/- plus VAT

 Salary Transfer
Life Insurance / Takaful

0.024%p.m on monthly outstanding principal

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Islamic / Conventional
RAK : Salaried STL ( Salary Transfer ) - 2yrs Fixed

3.89%p.a. to 4.10%p.a. fixed for 2yrs

1.69%p.a. + 3 month EIBOR

 80 Conventional, Islamic
Key Features:
  • Flexible partial settlement options after fixed rate period.
  • Good branch network and customer service levels.
  • Efficient process and quick TAT
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

NIL fee for up to 25.00% every year (after fixed period); else, 1.00% of the amount settled with a maximum fee of AED 10,000.00.
Processing Fee

Nil under current promotion

 Early Settlement Fee

1.00% of the amount settled with a maximum fee of AED 10,000/-.
Valuation Fee

AED. 3,000/- plus VAT

 Salary Transfer yes
Life Insurance / Takaful

0.024% per month on outstanding balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title ADIB : Salaried - NSTL ( Non Salary Transfer)
Interest / Profit Rate

4.24%p.a. fixed for 3yrs
Follow On Rate

1.60%p.a. + 1 month EIBOR with a min rate of 3.10%p.a.
Product Title ADIB : Salaried STL (Salary Transfer)
Interest / Profit Rate

3.99%p.a fixed for 3yrs
Follow On Rate

1.60%p.a. + 1 month EIBOR with a min rate of 3.10%p.a.
Product Title ADIB : Self-Employed
Interest / Profit Rate

4.99%p.a. fixed for 3yrs
Follow On Rate

2.25%p.a. + 1 month EIBOR with min rate of 3.10%p.a.
Product Title ADIB : Self-Employed / Salaried - Rental Backed
Interest / Profit Rate

6.00%p.a. fixed for 1yr
Follow On Rate

2.00%p.a. + 3 month EIBOR
Product Title Arab Bank : Salaried - NSTL / Self-Employed
Interest / Profit Rate

Salaried : 4.15%p.a fixed for 2 yrs or 4.30%p.a fixed for 3 yrs
Self-Employed : 4.15%p.a fixed for 2 yrs or 4.30%p.a fixed for 3 yrs
Other : Additional 0.25% for Equity for salaried clients
Follow On Rate

1.99%p.a + 6month EIBOR with min of 3.75%p.a
Additional 0.50% for Self Employed clients
Product Title Arab Bank : Salaried STL - 2&3yrs
Interest / Profit Rate

3.98%p.a. Fixed for 2yrs
4.15%p.a. Fixed for 3yrs
Follow On Rate

1.89%p.a. + 3month EIBOR with a min rate of 3.24%p.a
Product Title CBD : Resident Purchase
Interest / Profit Rate

4.49%p.a. fixed for 3 or 5 yrs
Follow On Rate

1.79%p.a. + 3 month EIBOR
Product Title CBD : Commercial Properties
Interest / Profit Rate

6.99%p.a fixed for 3yrs
Follow On Rate

3.00%p.a + 3 month EIBOR with a min rate of 5.49%p.a.
Product Title CBD : Low Docs Equity - Resident
Interest / Profit Rate

4.59% p.a fixed for 3yrs or 5yrs
Follow On Rate

1.99%p.a. + 3 month EIBOR
Product Title CBD : Non-Resident
Interest / Profit Rate

5.49%p.a. fixed for 3yrs
Follow On Rate

2.79%p.a. + 3 Month EIBOR
Product Title CBD : Off Plan Resale
Interest / Profit Rate

4.74%p.a. fixed for 3 yrs
Follow On Rate

Salaried : 1.94%p.a. + 3 Month EIBOR
Self-Employed : 2.04%p.a. + 3 Month EIBOR
Product Title CBD : Salaried - STL ( Salary Transfer ) - Resale and Handover
Interest / Profit Rate

3.99%p.a. fixed for 3yrs
Follow On Rate

1.79%p.a + 3 month EIBOR
Product Title DIB : Salaried NSTL (Non Salary Transfer) / Self Employed
Interest / Profit Rate

4.10%p.a Fixed for 3yrs
Follow On Rate

1.5% + 3-month EIBOR for Salaried
1.75% + 3-month EIBOR for Self Employed
Product Title DIB : Salaried STL (Salary Transfer) / Buyout
Interest / Profit Rate

3.95% p.a. Fixed for 3 years
Follow On Rate

1% + 3month EIBOR
Product Title Invest : Rental Backed
Interest / Profit Rate

1.75% p.a + 3 month EIBOR
Follow On Rate

1.75% p.a + 3 month EIBOR
Product Title Mashreq : Low Docs
Interest / Profit Rate

5.49%p.a. fixed for 2yrs
Follow On Rate

2.25%p.a. + 3month EIBOR with a min rate of 5.49%p.a.
Product Title Mashreq : Non-Resident
Interest / Profit Rate

5.99%p.a fixed for 2yrs
Follow On Rate

2.99%p.a. + 3month EIBOR with a min of 5.99%p.a.
Product Title Mashreq : Non-Resident - Premium
Interest / Profit Rate

5.75%p.a fixed for 2yrs
Follow On Rate

2.99%p.a. + 3 month EIBOR with a min rate of 2.99%p.a.
Product Title Mashreq : Retail - Self-Employed - Standard
Interest / Profit Rate

5.49%p.a. fixed for 2yrs
Follow On Rate

2.25%p.a. + 3month EIBOR with a min rate of 5.49%p.a.
Product Title Mashreq : Salaried - Premium
Interest / Profit Rate

3.99% p.a. fixed for 2yrs
Follow On Rate

1.75% + 3month EIBOR with min rate of 3.99% p.a.
Product Title Mashreq : Self-Employed / Low Docs - Premium
Interest / Profit Rate

5.25%p.a. fixed for 2yrs
Follow On Rate

2.25%p.a. + 3month EIBOR with min rate of 3.99%p.a.
Product Title Mashreq Retail - Salaried
Interest / Profit Rate

4.25%p.a. to 4.49%p.a. Fixed for 2yrs based on segment
Follow On Rate

1.75%p.a. to 1.99%p.a. + 3month EIBOR with min rate of 4.25%p.a. to 4.49%p.a.
Product Title RAK : Home in One - 2yrs
Interest / Profit Rate

4.39%p.a. to 5.24%p.a. fixed for 2 years 
Follow On Rate

1.94%p.a. to 2.24%p.a. + 3month EIBOR
Product Title RAK : Low Docs 2yrs Fixed
Interest / Profit Rate

4.74%p.a fixed for 2 yrs
Follow On Rate

1.99%p.a. + 3 month EIBOR
Product Title RAK : Salaried STL ( Salary Transfer ) - 2yrs Fixed
Interest / Profit Rate

3.89%p.a. to 4.10%p.a. fixed for 2yrs
Follow On Rate

1.69%p.a. + 3 month EIBOR

EIBOR as on 30 Apr 2025:    1 MONTH: 4.26%   |   3 MONTH: 4.24%   |   6 MONTH: 3.99%   |   1 YEAR: 4.17%

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