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Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
ADIB : Salaried NSTL ( Non Salary Transfer)

4.24% p.a. fixed for 3 yrs

1.60% p.a. + 1M EIBOR
*Min rate of 3.10% p.a.

 80 Islamic
Key Features:

a. Age at maturity up to 70yrs available.
b. Nil Property Insurance
c. Extended fixed rate periods available on request
d. Option to consider rental of property being purchased

 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil for settlements up to 20% of outstanding each year
1% of amount exceeding 20%
*Max of AED 10,000.00
Processing Fee

0.5% of finance value + VAT
* Nil for Handover Payment Finance
and Buyout transactions

 Early Settlement Fee

1% of loan outstanding
*Max of AED 10,000.00
Valuation Fee

AED 2,625.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.025% monthly on outstanding balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
ADIB : Salaried STL (Salary Transfer)

3.99% p.a fixed for 3 Yrs

1.60% p.a. + 1M EIBOR
*Min rate of 3.10% p.a.

 80 Islamic
Key Features:

a. Age at maturity up to 70yrs available
b. Nil Property Insurance
c. Extended fixed rate periods available on request
d. Option to consider rental of property being purchased

 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Up to 20% : Nil
Above 20%: 1% of amount exceeding 20%
*Max of AED 10,000.00
Processing Fee

Nil under current promotion

 

 Early Settlement Fee

1% of loan outstanding
*Max of AED 10,000.00
Valuation Fee

AED 2,625.00 inclusive of VAT

 Salary Transfer yes
Life Insurance / Takaful

0.025% monthly on outstanding balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
ADIB : Self-Employed

4.99% p.a. fixed for 3 Yrs

2.25%p.a. + 1M EIBOR
*Min rate of 3.10% p.a.

 80 Islamic
Key Features:

a. Age at maturity up to 70 yrs available.
b. Nil Property Insurance
c. Extended fixed rate periods available on request
d. Option to consider rental of property being purchased

 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil for settlements up to 20% of outstanding each year
1.00% of amount exceeding 20%
*Max of AED 10,000.00
Processing Fee

0.5% of finance value + VAT
* Nil for Handover Payment Finance
and Buyout transactions

 Early Settlement Fee

1.00% of loan outstanding
*Max of AED 10,000.00
Valuation Fee

AED 2,625.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.025% monthly on outstanding balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
ADIB : Self-Employed / Salaried - Rental Backed

6.00% p.a. fixed for 1 Yr

2.00% p.a. + 3M EIBOR

 70 Islamic
Key Features:

a. Competitive pricing for lease rental product
b. Lowest fee for such a product offering
c. Nil partial settlement of loan without cap
d. Finance up to 70% for Abu Dhabi / Dubai and 65% for other emirates
e. Age at maturity up to 70yrs for expats and 75yrs for UAE Nationals
f. Tenor of up to 15 years 

 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil fee for partial settlement
Processing Fee

0.50% of Approved 
Finance Amount + VAT

 Early Settlement Fee

1.00% of remaining finance outstanding
Valuation Fee

AED 3,000.00 + VAT for an individual unit; 
for multiple units and building -
a quotation will be requested & provided by bank

 Salary Transfer no
Life Insurance / Takaful

NIL

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Arab Bank : NSTL and Self Employed

Salaried : 4.15% p.a fixed for 2 yrs
or 4.30% p.a fixed for 3 yrs
Self-Employed : 4.15% p.a fixed for 2 yrs
or 4.30% p.a fixed for 3 yrs
Other : Additional 0.25% for Equity
for salaried clients

1.99% p.a + 6M EIBOR
*Min of 3.75% p.a
Additional 0.50% for Self Employed clients

 80 Conventional
Key Features:

a. Quick turnaround time
b. Branch network across GCC
c. Preferred bank for GCC national
d. Free partial settlement for upto 25% of loan

 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil for upto 25% of loan outstanding
1.00 % for payments above 25% ;
*Max of AED 10,000.00
Processing Fee

0.50% of finance value

 Early Settlement Fee

1.00% of loan outstanding
*Max of AED 10,000.00
Valuation Fee

AED 3,000.00 + VAT

 Salary Transfer no
Life Insurance / Takaful

0.40%p.a on monthly reducing loan balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Arab Bank : STL 2 & 3 yrs

3.98% Fixed for 2yrs
4.15% Fixed for 3yrs

1.89% + 3M EIBOR
*Min rate of 3.24% p.a

 80 Conventional
Key Features:
  • Excellent turnaround time
  • Presence accross GCC 
  • Preferred bank for GCC nationals
  • Low initial costs with low processing fee
  • Partial settlement free for upto 25%
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

NIL fee for upto 25% of loan outstanding
1.00% for above 25% capped at AED 10,000.00
Processing Fee

0.25% of finance value
*waived for buyout transactions

 Early Settlement Fee

1.00% of loan outstanding
*Max of AED 10,000.00
Valuation Fee

AED. 3,000.00 + VAT

 Salary Transfer yes
Life Insurance / Takaful

0.4% p.a on monthly reducing loan principal

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
CBD : Resident Purchase

4.49% p.a. fixed for 3 or 5 yrs

1.79% p.a. + 3M EIBOR

 80 Conventional, Islamic
Key Features:
  • Among lowest fixed rates in market
  • No early settlement fee for up to 15% of loan outstanding
  • 50% refund on Valuation fee
  • No minimum rate after fixed rate expires
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil for up to 15.00% of Loan outstanding
1.00% of remaining
Max of AED 10,000.00
Processing Fee

0.25% of finance amount
*Min. of AED 3,000.00

 Early Settlement Fee

1.00% of the outstanding loan amount
*Max fee of AED 10,000.00
Valuation Fee

AED 3,000.00 + VAT ( 50% refunded on loan disbursal)

 Salary Transfer no
Life Insurance / Takaful

0.0116% per month on loan outstanding on reducing balances

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
CBD : Commercial Properties

6.99% p.a fixed for 3 Yrs

3.00% p.a + 3M EIBOR
*Min rate of 5.49% p.a.

 70 Conventional
Key Features:
  • Up to 70% Loan to value available (LTV)
  • Low document product option with reduced LTV (up to 60%)
  • Property can be purchased in name of Individual / Company
  • Warehouses can also be financed
  • Borrowing would be in company's name only
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

1.00% of amount being pre-settled
Processing Fee

1.00% of loan amount

 Early Settlement Fee

1.00% of the loan outstanding
Valuation Fee

AED 3,150.00 inclusive of VAT for a single unit. 

 Salary Transfer no
Life Insurance / Takaful

0.14% p.a on the loan outstanding calculated on a yearly reducing balance. 

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
CBD : Low Docs Equity - Resident

4.59% p.a fixed for 3 Yrs or 5 Yrs

1.99% p.a. + 3M EIBOR

 65 Conventional, Islamic
Key Features:
  • Among lowest fixed rates in market
  • No early settlement fee for up to 15% of loan outstanding
  • Equity to the extent of 20% of property value in personal account
  • Maximum Equity in personal account not exceeding AED 3 Million
  • Equity over 20% of property value will be a 3rd party payment
  • No minimum rate after fixed rate expires
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil - for up to 15% of Loan outstanding
1.00% - above 15% of remaining Loan outstanding
*Max of AED 10,000.00
Processing Fee

1.00% of loan/finance value + VAT

 Early Settlement Fee

1.00% of the outstanding loan amount
*Max fee of AED 10,000.00
Valuation Fee

AED 3,150.00 inclusive of VAT

 Salary Transfer
Life Insurance / Takaful

0.0116% p.m. on loan outstanding on reducing balances

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
CBD : Non-Resident

5.49% p.a. fixed for 3 Yrs

2.79% p.a. + 3M EIBOR

 65 Conventional, Islamic
Key Features:

a. Lowest fixed rate for Non-Residents in market
b. No early settlement fee for upto 15% of loan outstanding
c. 50% refund on Valuation fee
d. No minimum rate after fixed rate expires

 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil fee for upto 15% of finance outstanding
1.00% for additional payments
*Max of AED.10,000.00
Processing Fee

1.00% of Finance Value
*Min of AED 3,000.00

 Early Settlement Fee

1.00% of Amount Paid/Settled
*Max of AED 10,000.00
Valuation Fee

AED 3,000.00 + Vat 

 Salary Transfer no
Life Insurance / Takaful

0.0016% charged monthly on outstanding finance value

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
CBD Off Plan Resale

4.74% p.a. fixed for 3 Yrs

Salaried : 1.94% p.a. + 3M EIBOR
Self Employed : 2.04% p.a. + 3M EIBOR

 50 Conventional
Key Features:

a. Only product available that finances off-plan resale purchases based on the market value of the property.
b. Until handover only simple interest is charged on a monthly basis

 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil for up to 15% of outstanding principal each year
1% up to a max of AED 10,000.00 of amount settled
Processing Fee

1.00% of finance value + VAT

 Early Settlement Fee

1% of outstanding principal
*Max of AED 10,000.00
Valuation Fee

AED 3,150.00 inclusive of VAT per valuation
*Two valuations needed for finance of over AED 12 million

 Salary Transfer no
Life Insurance / Takaful

0.15% p.a. on finance value
calculated on reducing balances

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
CBD- STL Resale and Handover

3.99% p.a. fixed for 3 Yrs

1.79% p.a + 3M EIBOR

 80 Conventional, Islamic
Key Features:

a. Nil fee for partial payments up to 15%
b. Good branch network and online access
c. Reasonable turnaround times
d. Low insurance insurance costs

 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil fee for up to 15% of outstanding paid in a year
1% of partial settlement for payment beyond 15%;
Max of AED 10,000.00
Processing Fee

0.25% of loan / finance value + vat

 Early Settlement Fee

1.00% of loan outstanding capped at AED 10,000.00
Valuation Fee

AED 3,150.00 inclusive of vat

 Salary Transfer yes
Life Insurance / Takaful

0.12% p.a of loan outstanding calculated on monthly reducing balances

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
DIB : NSTL and Self Employed

4.10% p.a Fixed for 3 Yrs

Salaried : 1.50% + 3M EIBOR
Self Employed : 1.75% + 3M EIBOR

 80 Islamic
Key Features:
  • Lowest follow-on rate post-fixed rate period
  • Quick processing times.
  • Excellent branch network and post-drawdown infrastructure
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

1.00% of amount being settled 
*Max of AED 10,000.00
Processing Fee

0.5% of finance amount

 Early Settlement Fee

1.00% of outstanding principal outstanding
*Max of AED 10,000.00
Valuation Fee

AED 2,500.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.03% monthly on reducing finance outstanding

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
DIB : STL & Buyout

3.95% p.a. Fixed for 3 years

1.00% + 3M EIBOR

 80 Islamic
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

1.00% of settlement amount
max of AED 10,000.00
Processing Fee

NIL under current promotion

 Early Settlement Fee

1% of principal outstanding
max of AED 10,000.00
Valuation Fee

AED 2500.00 inclusive of VAT

 Salary Transfer yes
Life Insurance / Takaful

0.03% monthly on finance outstanding

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Invest : Rental Backed

1.75% p.a + 3M EIBOR

1.75% p.a + 3M EIBOR

 70 Conventional
Key Features:

a. Best pricing for lease rental based product
b. Quick processing times
c. Loan amounts up to AED 55 Million
d. Finance properties in all emirates

 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

1.00% of amount being settled
Processing Fee

1.25% of the approved
Finance amount + VAT

 Early Settlement Fee

a. 1.00% of amount being settled 
     if from own sources or sale of asset
b. 2.00% of amount being settled 
    if loan being bought out by another bank
Valuation Fee

AED 3,000.00 for individual unit;
if building or multiple units,
then a quotation will be obtained and shared.

 Salary Transfer no
Life Insurance / Takaful

Not Applicable

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Mashreq : Non-Resident

5.99% p.a fixed for 2 Yrs

2.99% p.a. + 3M EIBOR 
*Min of 5.99% p.a.

 65 Conventional, Islamic
Key Features:
  • Highest loan to value offerred for Non-Residents
  • Simple documentation
  • No fee for prepaying your mortgage upto 25%
  • Quick turnaround time
  • Efficient branch network
 Fee and Charges: Other Parameters:
Pre-approval Fee 1050 Partial Settlement Fee

Upto 25% of Loan/Finance outstanding : Nil (0.00%)
Above 25% of Loan/Finance outstanding : 1.00% with a max of AED 10,000.00
Processing Fee

1% of Loan / Finance value

 Early Settlement Fee

1.00% of loan / finance outstanding
*Max of AED.10,000.00
Valuation Fee

AED 2,650.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.165% p.a. on the outstanding principal on reducing balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Mashreq : Non-Resident - Premium

5.75% p.a fixed for 2 Yrs

2.99% p.a. + 3M EIBOR
*Min rate of 2.99%p.a.

 65 Conventional, Islamic
Key Features:

a. Highest Loan to value available for non residents
b. No fee for prepaying your mortgage upto 25%
c. Quick turnaround time
d. Efficient branch network
e. Equity available of upto AED 500,000.00 in personal account
f. Equity above AED 500,000.00 only 3rd party payments

 Fee and Charges: Other Parameters:
Pre-approval Fee 1050 Partial Settlement Fee

Upto 25% of principal outstanding : Nil (0.00%)
Above 25% of principal outstanding : 1.00%
*Max of AED 10,000.00
Processing Fee

1.00% of loan / finance amount

 Early Settlement Fee

1.00% of principal outstanding
*Max of AED 10,000.00
Valuation Fee

AED 2,650.00 inclusive of VAT

 Salary Transfer
Life Insurance / Takaful

0.165% p.a. on monthly reducing loan/finance outstanding 

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Mashreq : Salaried - Premium

3.99% p.a. fixed for 2 Yrs

1.75% + 3M EIBOR
*Min rate of 3.99% p.a.

 70 Conventional
Key Features:
  • Finance transaction costs as mortgage rate
  • Low upfront cost with Nil processing fee
  • No fee for prepaying your mortgage up to 25%
  • Quick turnaround time
  • Efficient branch network
  • Min. Loan amount of AED 5 Million or Salary > AED 80,000/- transferred to mashreq bank
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Upto 25% of Loan/Finance outstanding : Nil (0.00%)
Above 25% of Loan/Finance outstanding : 1.00% with a max of AED 10,000.00
Processing Fee

Nil under current promotion

 Early Settlement Fee

1.00% of Loan/Finance outstanding
*Max of AED 10,000.00
Valuation Fee

AED 2,650.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.165% p.a charged in monthly reducing balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Mashreq : Self-Employed / Low Docs - Premium

5.25% p.a. fixed for 2 Yrs

2.25% p.a. + 3M EIBOR
*Min rate of 3.99% p.a.

 65 Conventional
Key Features:

a. Simple Documentation
b. Low upfront costs
c. No fee for mortgage pre-payment of upto 25%
d. Quick turnaround time
e. Efficient branch network
f. Min. Loan amount of AED 5 Million

 Fee and Charges: Other Parameters:
Pre-approval Fee 1050 Partial Settlement Fee

Based on Finance Outstanding
Upto 25.00% : Nil (0.00%)
Above 25.00% : 1.00%
*Max of AED 10,000.00
Processing Fee

0.5% of finance amount + VAT

 Early Settlement Fee

1.00% of Loan / Finance outstanding
*Min of AED 10,000.00
Valuation Fee

AED 2,650.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.165% p.a charged in
monthly reducing balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Mashreq Low Docs

5.49% p.a. fixed for 2 yrs

2.25% p.a. + 3M EIBOR
*Min rate of 5.49% p.a.

 65 Conventional, Islamic
Key Features:

a. Highest Loan to value for this product type
b. No fee for prepaying your mortgage upto 25%
c. Quick turnaround time
d. Efficient branch network

 Fee and Charges: Other Parameters:
Pre-approval Fee 1050 Partial Settlement Fee

Based on Principal outstanding amount
Upto 25% : Nil
Above 25% : 1% for payment amount over 25%
*Max of AED 10,000.00
Processing Fee

0.5% of finance amount

 Early Settlement Fee

1% of principal outstanding with maximum of AED 10,000.00
Valuation Fee

AED. 2,650.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.165%p.a. on monthly reducing loan / finance outstanding 

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Mashreq Retail - Salaried

4.25% p.a. to 4.49% p.a.
Fixed for 2 yrs based on segment

1.75% p.a. to 1.99% p.a. + 3M EIBOR
Min rate of 4.25% p.a. to 4.49% p.a.

 80 Conventional, Islamic
Key Features:
  • Finance transaction costs as mortgage rate
  • Low upfront cost with NIL processing fee
  • No fee for prepaying your mortgage upto 25%
  • Quick turnaround time
  • Efficient branch network
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil for partial settlement upto 25% of finance outstanding
1% for above 25% with a max of AED 10,000/-
Processing Fee

Nil for Purchase and Buyout transactions
1.00% for Equity release transactions

 Early Settlement Fee

1.00% of Loan/Finance outstanding with a max of AED 10,000/-
Valuation Fee

AED 2,650.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.165% p.a charged in monthly reducing balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Mashreq Retail - Self Employed Standard

5.49%p.a. fixed for 2yrs

2.25%p.a. + 3M EIBOR
*Min rate os 5.49%p.a.

 80 Conventional, Islamic
Key Features:
  • Finance transaction costs as mortgage rate
  • Low upfront cost.
  • No fee for prepaying your mortgage upto 25%
  • Quick turnaround time
  • Efficient branch network
 Fee and Charges: Other Parameters:
Pre-approval Fee 1000 Partial Settlement Fee

Nil for upto 25% of the principal outstanding
1% for payments above 25%
*Max of AED. 10,000.00
Processing Fee

Nil Fee under current promotion

 Early Settlement Fee

1.00% of principal outstanding
*Max of Aed. 10,000.00
Valuation Fee

AED. 2,650.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.15% annually on the monthly reducing balance of the loan

 Transaction Cost Financed
Call Now (800-3462623)
Product Title ADIB : Salaried NSTL ( Non Salary Transfer)
Interest / Profit Rate

4.24% p.a. fixed for 3 yrs
Follow On Rate

1.60% p.a. + 1M EIBOR
*Min rate of 3.10% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title ADIB : Salaried STL (Salary Transfer)
Interest / Profit Rate

3.99% p.a fixed for 3 Yrs
Follow On Rate

1.60% p.a. + 1M EIBOR
*Min rate of 3.10% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title ADIB : Self-Employed
Interest / Profit Rate

4.99% p.a. fixed for 3 Yrs
Follow On Rate

2.25%p.a. + 1M EIBOR
*Min rate of 3.10% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title ADIB : Self-Employed / Salaried - Rental Backed
Interest / Profit Rate

6.00% p.a. fixed for 1 Yr
Follow On Rate

2.00% p.a. + 3M EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Arab Bank : NSTL and Self Employed
Interest / Profit Rate

Salaried : 4.15% p.a fixed for 2 yrs
or 4.30% p.a fixed for 3 yrs
Self-Employed : 4.15% p.a fixed for 2 yrs
or 4.30% p.a fixed for 3 yrs
Other : Additional 0.25% for Equity
for salaried clients
Follow On Rate

1.99% p.a + 6M EIBOR
*Min of 3.75% p.a
Additional 0.50% for Self Employed clients
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Arab Bank : STL 2 & 3 yrs
Interest / Profit Rate

3.98% Fixed for 2yrs
4.15% Fixed for 3yrs
Follow On Rate

1.89% + 3M EIBOR
*Min rate of 3.24% p.a
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title CBD : Resident Purchase
Interest / Profit Rate

4.49% p.a. fixed for 3 or 5 yrs
Follow On Rate

1.79% p.a. + 3M EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title CBD : Commercial Properties
Interest / Profit Rate

6.99% p.a fixed for 3 Yrs
Follow On Rate

3.00% p.a + 3M EIBOR
*Min rate of 5.49% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title CBD : Low Docs Equity - Resident
Interest / Profit Rate

4.59% p.a fixed for 3 Yrs or 5 Yrs
Follow On Rate

1.99% p.a. + 3M EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title CBD : Non-Resident
Interest / Profit Rate

5.49% p.a. fixed for 3 Yrs
Follow On Rate

2.79% p.a. + 3M EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title CBD Off Plan Resale
Interest / Profit Rate

4.74% p.a. fixed for 3 Yrs
Follow On Rate

Salaried : 1.94% p.a. + 3M EIBOR
Self Employed : 2.04% p.a. + 3M EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title CBD- STL Resale and Handover
Interest / Profit Rate

3.99% p.a. fixed for 3 Yrs
Follow On Rate

1.79% p.a + 3M EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title DIB : NSTL and Self Employed
Interest / Profit Rate

4.10% p.a Fixed for 3 Yrs
Follow On Rate

Salaried : 1.50% + 3M EIBOR
Self Employed : 1.75% + 3M EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title DIB : STL & Buyout
Interest / Profit Rate

3.95% p.a. Fixed for 3 years
Follow On Rate

1.00% + 3M EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Invest : Rental Backed
Interest / Profit Rate

1.75% p.a + 3M EIBOR
Follow On Rate

1.75% p.a + 3M EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Mashreq : Non-Resident
Interest / Profit Rate

5.99% p.a fixed for 2 Yrs
Follow On Rate

2.99% p.a. + 3M EIBOR 
*Min of 5.99% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Mashreq : Non-Resident - Premium
Interest / Profit Rate

5.75% p.a fixed for 2 Yrs
Follow On Rate

2.99% p.a. + 3M EIBOR
*Min rate of 2.99%p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Mashreq : Salaried - Premium
Interest / Profit Rate

3.99% p.a. fixed for 2 Yrs
Follow On Rate

1.75% + 3M EIBOR
*Min rate of 3.99% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Mashreq : Self-Employed / Low Docs - Premium
Interest / Profit Rate

5.25% p.a. fixed for 2 Yrs
Follow On Rate

2.25% p.a. + 3M EIBOR
*Min rate of 3.99% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Mashreq Low Docs
Interest / Profit Rate

5.49% p.a. fixed for 2 yrs
Follow On Rate

2.25% p.a. + 3M EIBOR
*Min rate of 5.49% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Mashreq Retail - Salaried
Interest / Profit Rate

4.25% p.a. to 4.49% p.a.
Fixed for 2 yrs based on segment
Follow On Rate

1.75% p.a. to 1.99% p.a. + 3M EIBOR
Min rate of 4.25% p.a. to 4.49% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Mashreq Retail - Self Employed Standard
Interest / Profit Rate

5.49%p.a. fixed for 2yrs
Follow On Rate

2.25%p.a. + 3M EIBOR
*Min rate os 5.49%p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed

EIBOR as on 30 Apr 2025:    1 MONTH: 4.26%   |   3 MONTH: 4.24%   |   6 MONTH: 3.99%   |   1 YEAR: 4.17%